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OUR GOAL IS TO GET YOU TO 700+ FICO CREDIT SCORE AS FAST AS POSSIBLE

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Auto Loans with Bad Credit

The 36-month new auto loan APRs are estimated based on the following assumptions. A Loan Amount of $25,000, 36 months and Interest rates are fixed for the term of the loan. (Variable rate loans may be available but are not usually beneficial to a consumer in a low-interest rate environment.)

 

Credit Score Rate Payment Added Cost
Excellent 720-850 5.30% $753 $0
700-719 6.83% $770 $612
Moderate 675-699 8.78% $792 $1,404
620-674 12.36% $835 $2,952
Bad 560-559 18.20% $906 $5,508
500-559 19.23% $919 $5,976

EVERY DAY YOUR SCORE IF BELOW 750+ IT’S COSTING YOUR LOTS OF MONEY

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How bad credit affects home loans

The 30-year fixed jumbo home mortgage APR’s are estimated based on the following assumptions. FICO scores between 620 and 850 (500 and 619) assume a Loan Amount of $300,000, 1.0 (0.0) Points, a Single Family – Owner Occupied Property Type and an 80% (60-80%) Loan-To-Value Ratio.

Take a look at the chart below. Notice how a low FICO score increases the amount of money you will end up spending on a loan throughout the course of its life. If your FICO score is below a 560, most lenders will not even consider offering you a jumbo loan for a FICO score that low. If you want to save money and stay away from bad credit mortgages, sign up here!

Credit       Score Rate Payment Added Cost
Excellent 720-850 4.31% $1,487 $0
700-719 4.53% $1,526 $14,040
Moderate 675-699 4.71% $1,558 $25,560
620-674 4.93% $1,597 $39,600
Bad 560-559 5.36% $1,676 $68,040
500-559 5.90% $1,780 $105,480

Credit Cards with Bad Credit

As the chart below clearly shows, having good credit or bad credit can mean saving or losing hundreds, or even thousands of dollars. Why is this, you ask? It’s because when you have bad credit, you end up paying a lot more in interest. If a person with bad credit gets a credit card, chances are that the annual fees and interest rate are much higher than it would be for someone with good credit. It can be hard for someone with bad credit to recover from having to pay such high fees on their credit card. Instead of wasting your money on a credit card for people with bad credit, all you have to do is sign up here and we will help you get a lower interest rate than you could get on your own.

Card Type     Score Rate Balance Added Cost
Platinum 720-850 4% $5,000 $0
700-719 6% $5,000 $362
Gold 675-699 8% $5,000 $774
620-674 10% $5,000 $1,250
Standard 560-559 16% $5,000 $3,240
500-559 23% $5,000 $7,856

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WE OFFER SIMPLY, FAST LEGAL SERVICES TO GET YOUR CREDIT TO 750+

THIS DOES NOT INVOLVE DEBT CONSOLIDATION LOANS ( INFAST THESE ARE BAD FOR YOU!

THIS DOES NOT INVOLVE YOU PAYING OFF COLLECTORS ( INFACT THIS CAN HARM YOUR CREDIT)

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