– In depth investigation into your credit reports to identify negative derogatory information
– Monthly document preparation for disputing negative items with the 3 major bureaus
– Monthly document preparation for attempting to retrieve validation from each negative creditor in your credit report
– Using this intensive process, we are able to remove negative inquiries, collections, charge-offs, judgements, late payments, etc. even bankruptcies!
– We are all about educating our clients! You will learn how to not only restore your credit, but how to keep it in EXCELLENT condition moving forward!
– Unlike other credit repair companies, we will actively help you work on not only fixing the negative items (35% of your FICO score), but will help you grow the positive information on your reports as well (65% of your FICO score)
The United States Government implemented 2 very important sets of laws – The Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). MOST consumers have never read either of these. Within these laws are your gateway to being able to fully restore your credit history, with the backing of the law! Watch as we use these 2 sets of laws to help you wipe clean any negative, derogatory items that have found their way onto your credit reports, potentially DRASTICALLY increasing your credit scores and enabling you to start as fresh as possible. This is not done using bankruptcy, debt consolidation, or even paying any of the collection agencies on your report. Not only that, but unlike other companies, we will actively help you boost the POSITIVE items on your reports, helping your scores to boost even faster!