How it works

Easy as 1,2,3

3 Phase Attack

We will go over your goals with you.  We will give you a realistic timeline
to achieve your goals.  Within two business days, we will go to work on your behalf.
In this phase we are focused on removing any negative, inaccurate, or outdated items.
We wait for about 30 days for the credit bureaus to respond.
We then evaluate if you are ready to move to phase two.


Your credit is looking better; we will contact you to see if your goals
have changed.  In this phase, we will work on a strategy to add positive credit,
increase credit lines, and correct any payment history errors.
Every thirty days, we will evaluate if you are ready to move on to phase three.


Our favorite phrase is when we give you the green light to apply for that
mortgage loan, car loan, or business credit!  If you find that there are areas you still
need to work on after speaking with loan officers, let us know and we will help!
Once you have reached your goal, don’t forget to send us an email!

It is our vision to guide as many individuals and businesses to optimal credit and live the most AMAZING life possible.
All it takes is one SPARK!

​We help and guide you from start to finish and we prepare all of the documentation for the various credit agencies.

Our fees are incredible, and there are NO long binding contracts. We guarantee results or your money back!

These people had amazing results!

"Hi guys!   Just wanted to take a moment and give my testimonial to your credit repair service. You guys are great at what you do. When initially starting with the service my scores were in the upper 500's ... like 560-580. Within 2-3 months, my scores skyrocketed to the 700's with my highest score being a 766, and I am not even finished yet. You guys are so knowledgeable and accessible. Whenever I had a question you answered it right away. Customer service was impeccable, and the results are amazing. Highly recommended. A++"

Callum R.

"Spark My Credit has been great to work with so far. Already saw my credit score go up within 3 weeks of signing up so I can only imagine that my goals will be met with ease. They are a great team, very easy to communicate with, and I highly recommend."

Dave I.

"Let me start by saying this… It is wonderful to finally get hold of a credit repair and restoration agency that knows the ins and outs of the credit business. I used some of the “best” companies and saw absolutely NO results! Chris, you are truly a blessing to my life. I applied for my first credit card and got APPROVED!!!!!"

Gloria G.

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